Modern Finance -

Twino – P2P consumer loans investing

Europe has seen a boom in microlending projects in the 2010s. Twino was created in 2009 in Latvia and added a P2P investment platform in 2015. Originally operating as a consumer lending company, the Twino P2P platform now offers loans from Latvia, Poland, and Vietnam. They were the first to offer buyback guarantees and payment protection to investors, which in effect means, they are taking the risk, not you.

Zidisha and P2P finance as a charity

Borrowers need cash to start or improve their business
Lenders can’t / don’t want to give away money but still care about the world
Zidisha is an interest-free borrowing place

Help by doing nothing on Kiva with charitable microcredit

Ever wanted to dip your toes into lending, microcredit, and microloans or start investing in the developing world? Figuring out how much to give to charitable causes and how much to save might be difficult. Those two things were at odds. Until Kiva came into the picture.

Microcredit in the world

Microfinance is an area of finance concentrated around people in poverty. It consists of microcredit – loans and other debt facilities, savings, and checking accounts, payment processing, and microinsurance.

Revolut – a portable financial manager