Twino – P2P consumer loans investing
Europe has seen a boom in microlending projects in the 2010s. Twino was created in 2009 in Latvia and added a P2P investment platform in 2015. Originally operating as a consumer lending company, the Twino P2P platform now offers loans from Latvia, Poland, and Vietnam. They were the first to offer buyback guarantees and payment protection to investors, which in effect means, they are taking the risk, not you.